Dear readers! Are you interested to know all about AU BANK ALTURA CREDIT CARD? Well, you have come to the right place because this article provides you with all the details and amazing benefits of AU BANK ALTURA CREDIT CARD. This article written after referring official website of AU Bank and other 7 articles related to this topic.
CHOOSING THE RIGHT CREDIT CARD
When selecting a credit card, it’s crucial to consider your spending patterns and financial needs. Look for credit cards that provide rewards or cashback programs tailored to match your spending habits. Additionally, keep an eye out for extra perks such as lounge access or insurance coverage, which can add significant value. To discover the best credit card for your requirements, conduct thorough research and compare offers from various financial institutions. Visit their websites or get in touch directly to explore the specific benefits and features each card offers. Don’t forget to carefully review the terms and conditions, fees, and interest rates associated with each card.
AU ALTURA CREDIT CARD FEATURES AND BENEFITS
1. Welcome Offer: Earn an enticing 5% cashback on retail spends of at least INR 2,500 within the first 60 days of receiving the card. Enjoy a maximum cashback of INR 150 per statement cycle.
2. Cashback Features: Get 2% cashback on grocery store, department store, and utility bill payments. Avail a maximum cashback of INR 50 per statement cycle. Earn 1% cashback on all other retail spends, also with a maximum cashback of INR 50 per cycle.
3. Milestone Benefit: Spend a minimum of INR 10,000 in each statement cycle and receive an additional cashback of INR 50.
4. Railway Lounges: Indulge in luxury with 2 complimentary lounge access visits per calendar quarter at railway stations using your VISA card. This benefit extends to add-on cardholders as well.
5. Fuel Surcharge Waiver: Enjoy a 1% fuel surcharge waiver on fuel transactions ranging from INR 400 to INR 5,000 at any fuel station in the country. Avail a maximum waiver of INR 100 per statement cycle.
6. Card Liability Cover: Rest easy knowing that in the unfortunate event of losing your credit card, you won’t be liable for any fraudulent transactions once you report the loss to the bank. You’re also protected against card counterfeit/skimming and online frauds.
7. Contactless Card Usage: Make quick, secure, and hassle-free payments by simply tapping your AU Credit Card at participating merchants. For amounts up to INR 5000, no PIN entry is required.
8. XpressEMI: Convert transactions worth INR 2,000 or more into easy EMI options of your choice. Book your XpressEMI by contacting the Customer Care helpline.
9. Add-on Cards: Extend Altura Credit Card benefits to your loved ones with our complimentary lifetime add-on card offering.
AU ALTURA CREDIT CARD FEES AND CHARGES
1. Annual Card Membership Fee: The annual membership fee for this card is Rs. 199, excluding taxes.
2. First Year Fee Waiver: By making retail purchases totaling Rs. 10,000 within 90 days of receiving the card, you can avoid paying the membership fee for the first year.
3. Second Year Onwards Fee Waiver: Starting from the second year, you can have the annual fee waived by making retail purchases worth Rs. 40,000 during the previous card anniversary year.
AU ALTURA CREDIT CARD ELIGIBILITY CRITERIA
Eligibility Criteria for Primary Cardholder:
Age: You must be at least 21 years old but not older than 60 years.
Citizenship: You must be a resident of India.
Eligibility Criteria for Add-On Cardholder:
 Age: The add-on cardholder must be at least 18 years old.
By fulfilling these eligibility criteria, you can apply for an AU ALTURA CREDIT CARD in India. Embrace the financial freedom and unmatched benefits that come with this credit card tailored to suit your lifestyle.
CONCLUSION
In this article you will get to know about Au Bank Altura Credit Card, Au Altura Credit Card Eligibility Criteria, Au Altura Credit Card Features and Benefits Etc. If you have any query kindly comment below.
FAQs
How can I apply for the AU Bank Altura Credit Card?
You can apply for the Altura Credit Card by visiting the AU Bank website or directly contacting their customer service. Fill out the application form and provide the necessary documents to complete the application process.
What are the eligibility criteria to apply for the Altura Credit Card?
To be eligible as the primary cardholder for the AU Bank Altura Credit Card, you must be at least 21 years old but not older than 60 years and a resident of India. For add-on cardholders, the minimum age requirement is 18 years.
What are the fees associated with the Altura Credit Card?
The annual card membership fee is Rs. 199, excluding taxes. However, you can enjoy a first-year fee waiver by making retail purchases totaling Rs. 10,000 within 90 days of receiving the card. Starting from the second year, you can also have the annual fee waived by making retail purchases worth Rs. 40,000 during the previous card anniversary year.
Can I convert transactions into EMI options?
Yes, you can convert transactions worth INR 2,000 or more into easy EMI options of your choice. Simply contact the Customer Care helpline to book your XpressEMI.
Can I enjoy complimentary lounge access with the Altura Credit Card?
Yes, you can! The Altura Credit Card offers 2 complimentary lounge access visits per calendar quarter at railway stations using your VISA card. This benefit also extends to add-on cardholders.
Is there a fuel surcharge waiver on the Altura Credit Card?
Absolutely! You will receive a 1% fuel surcharge waiver on fuel transactions between INR 400 and INR 5,000 at any fuel station in the country, with a maximum waiver of INR 100 per statement cycle.