Dear readers! Are you interested to know all about AU BANK ALTURA PLUS CREDIT CARD? Well, you have come to the right place because this article provides you with all the details and amazing benefits of AU BANK ALTURA PLUS CREDIT CARD. This article written after referring official website of AU Bank and other 3 articles related to this topic.
INTRODUCTION TO AU ALTURA PLUS CREDIT CARD
The AU Altura Plus Credit Card is a fantastic choice, offering a range of benefits that elevate your credit card experience. From earning rewards and cashbacks to unlocking exciting milestones, this card provides a luxurious touch with numerous options to redeem your reward points. Let’s explore the key features and benefits of the AU Altura Plus Credit Card.
1. Earn Rewards and Cashbacks:
 Get rewarded as you spend with the AU Altura Plus Credit Card.
 Earn reward points for every eligible purchase, allowing you to accumulate points quickly.
 Enjoy cashbacks, where you receive a percentage of your purchases back as a refund.
2. Milestone Benefits:
 Reach spending thresholds to unlock additional benefits.
 Earn extra reward points, cashbacks, or exclusive offers when you hit certain milestones.
 Make your credit card experience even more rewarding.
3. Versatile Reward Redemption:
 Accumulated reward points can be redeemed in various ways.
 Options include travel bookings, merchandise, gift cards, or applying them as statement credits.
AU ALTURA PLUS CREDIT CARD FEATURES AND BENEFITS
1. Vouchers:
 Spend a minimum of INR 10,000 on retail purchases within 60 days of getting your card to earn INR 500 worth of vouchers.
 Choose from a selection of popular brands for your vouchers.
2. Cashback:
 Earn 1.5% cashback for all retail purchases at merchant outlets.
 Maximum cashback per statement cycle is INR 100.
 Earn 1 reward point for every INR 100 spent (excluding fuel) after reaching the cashback limit.
3. Reward Points:
 Online transactions earn double the reward points (2 points for every INR 100 spent).
 Earn 1 reward point for every INR 100 spent on utility bills, rent payments, insurance, education expenses, and government category spends.
4. Milestone Benefit:
 Spend INR 20,000 or more on retail purchases in a month to receive an additional 500 bonus reward points.
5. Railway Lounges:
 Enjoy 2 complimentary lounge accesses per calendar quarter at railway stations with your Visa Card.
 This benefit is also extended to addon cardholders.
6. Fuel Surcharge Waiver:
 Get a 1% fuel surcharge waiver on fuel transactions ranging from INR 400 to INR 5,000.
 Maximum waiver per statement cycle is INR 150.
7. AU Rewardz:
 Redeem your reward points for evouchers, merchandise, mobile/DTH recharges, and flight/hotel bookings.
8. Card Liability Cover:
 Report any loss of your credit card to the bank to avoid liability for fraudulent transactions.
 Protection against card counterfeit/skimming and online frauds is provided.
9. Contactless Card Usage:
 Make quick, secure, and easy payments by tapping your AU Credit Card at participating merchants for transactions up to INR 5000 without a PIN.
10. Xpress EMI:
 Convert transactions of INR 2,000 or more into easy EMI options of your choice.
 Contact the Customer Care helpline to book your Xpress EMI.
11. Addon Cards:
 Share the benefits of your Altura Plus Credit Card with your loved ones by adding them as authorized users.
 The addon card comes free for a lifetime.
AU ALTURA PLUS CREDIT FEES AND CHARGES
1. Annual Card Membership Fee:
 The card has an annual membership fee of Rs. 499 plus applicable taxes.
 Charged each year for maintaining your card account.
2. First Year Fee Waiver:
 Spend Rs. 20,000 on retail purchases within 90 days of receiving your card to avoid paying the membership fee in the first year.
3. Fee Waiver from the Second Year Onwards:
 Spend Rs. 80,000 or more on retail purchases during the previous year before your card anniversary to have the annual fee waived from the second year onwards.
AU ALTURA PLUS CREDIT ELIGIBILITY CRITERIA
Eligibility Criteria for Primary Cardholders:
 Age: Primary cardholders should be between 21 and 60 years old.
 Citizenship: Must be a resident Indian.
Eligibility Criteria for Addon Cardholders:
 Age: Addon cardholders should be at least 18 years old.
 Relationship to the Primary Cardholder: Typically issued to family members or close relatives of the primary cardholder.
CONCLUSION
the AU Altura Plus Credit Card offers an array of benefits, including rewards, cashbacks, milestone benefits, and more. With versatile reward redemption options and numerous features like contactless payments and Xpress EMI, this card is designed to enhance your financial experience. Don’t miss the opportunity to elevate your credit card journey with the AU Altura Plus Credit Card. Apply now and start enjoying the benefits! If you have any query kindly comment below.
FAQs
How do I reach the AU Bank contact desk?
You can easily reach the AU Bank contact desk by using the following contact numbers:
Toll-free number: 18002100298
Alternate number: 022-42320298
How do I claim the insurance benefits available with the credit card?
To avail the insurance benefits, kindly contact the AU Bank customer care at 180012001500.
What is the interest-free period for the AU Bank Altura Plus Credit Card?
The AU Bank Altura Plus Credit Card offers an interest-free period of up to 50 days. During this period, you can make purchases without incurring any interest charges on the outstanding balance.