Chaitanya Godavari Grameena Bank (CGGB) is a regional rural bank established under the sponsorship of Andhra Bank.

It primarily operates in the states of Andhra Pradesh and Telangana, catering to the banking needs of rural and semi-urban areas.

CGGB plays a crucial role in promoting financial inclusion and rural development by providing banking services to the unbanked and underprivileged sections of society.




Chaitanya Godavari Grameena Bank was established on 1st April 2006 with the merger of two regional rural banks, namely Chaitanya Grameena Bank and Godavari Grameena Bank.

The amalgamation was a strategic move aimed at enhancing operational efficiency, expanding outreach, and leveraging synergies to better serve the rural populace.

Since its inception, CGGB has been steadfast in its commitment to fostering socio-economic development in rural areas through inclusive banking practices.




The vision of Chaitanya Godavari Grameena Bank is to emerge as a leading rural bank, empowering rural communities with innovative financial solutions and contributing to their holistic development.

The bank’s mission is to provide accessible, affordable, and sustainable banking services to the rural population, thereby uplifting their socio-economic status and fostering inclusive growth.




Chaitanya Godavari Grameena Bank offers a wide range of banking products and services tailored to meet the diverse needs of its rural and semi-urban clientele. These include:


Deposit Products:

CGGB provides various deposit schemes such as savings accounts, current accounts, fixed deposits, recurring deposits, and special deposit schemes designed specifically for farmers and rural entrepreneurs.


Loan Products:

The bank offers a plethora of loan products to support agriculture, allied activities, small-scale industries, micro-enterprises, and individuals.

These include crop loans, Kisan credit cards, tractor loans, housing loans, education loans, and MSME loans, among others.


Financial Inclusion Initiatives

CGGB actively participates in government-sponsored financial inclusion programs like PMJDY (Pradhan Mantri Jan Dhan Yojana), PMMY (Pradhan Mantri Mudra Yojana), and PMFBY (Pradhan Mantri Fasal Bima Yojana) to extend banking services to the unbanked and marginalized sections of society.


Digital Banking

Recognizing the importance of technology in modern banking, CGGB offers various digital banking solutions such as internet banking, mobile banking, and SMS banking to enhance customer convenience and accessibility to banking services.


Remittance Services

CGGB facilitates domestic and international remittances, enabling customers to securely transfer funds to their loved ones across different geographical locations.




Chaitanya Godavari Grameena Bank operates through a vast network of branches and extension counters strategically located across rural and semi-urban areas of Andhra Pradesh and Telangana.

These branches act as the primary touchpoints for customers to access banking services and seek financial assistance for their various needs.




As a responsible corporate citizen, CGGB actively engages in CSR initiatives aimed at promoting sustainable development and societal well-being in its operational areas.

The bank undertakes various community welfare activities such as rural development programs, health camps, educational initiatives, environmental conservation projects, and skill development programs to uplift the standard of living and empower local communities.




CGGB continuously invests in technological advancements to modernize its banking infrastructure and enhance service delivery.

By leveraging cutting-edge IT solutions and digital platforms, the bank endeavors to provide seamless banking experiences to its customers while ensuring operational efficiency and security.




Over the years, Chaitanya Godavari Grameena Bank has been recognized and honored for its exemplary contribution to rural banking and socio-economic development.

The bank has received accolades for its outstanding performance in various parameters, including financial inclusion, customer service, and CSR activities.




Chaitanya Godavari Grameena Bank stands as a beacon of hope and progress for rural communities, empowering them with financial resources and opportunities for growth.

With its unwavering commitment to inclusive banking and sustainable development, CGGB continues to play a pivotal role in transforming the rural landscape and improving the quality of life for millions of people in Andhra Pradesh and Telangana.

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