Dear Readers welcome to FinanceDiary.in. In this article we will provide you information about the AU Small Finance Bank FD Rates.
AU SMALL FINANCE BANK FD RATES FOR Â DOMESTIC & NRE/NRO RETAIL FIXED DEPOSITS (FOR AMOUNTS LESS THAN INR 2 CRORE)
Applicable Interest Rates on Fixed Deposits w.e.f. 24th January, 2024
| Tenure Bucket | Interest Rates |
| 7 Days to 1 Month 15 Days | 3.75% |
| 1 Month 16 Days to 3 Months | 4.25% |
| 3 Months 1 Day to 6 Months | 5.00% |
| 6 Months 1 Day to 12Â Months | 6.75% |
| 12 Months 1 Day to 15 Months | 7.75% |
| 15 Months 1 Day to less than 18 Months | 7.50% |
| 18 Months | 8.00% |
| 18 Months 1 Day to 24 Months | 7.75% |
| 24 Months 1 Day to 36 Months | 7.50% |
| 36 Months 1 Day to 45 Months | 7.50% |
| 45 Months 1 Day to less than 60 Months | 7.25% |
| 60 Months to 120 Months | 7.25% |
AU Small Finance Bank FD Rates for Domestic & NRE/NRO Retail Fixed Deposits (For Amounts Less than INR 2 Crore)
AU SMALL FINANCE BANK FD RATES FOR DIFFERENT TENURE
Effective Interest Rates on Fixed Deposits as of January 24th, 2024
7 Days to 1 Month 15 Days: 3.75%
For short-term investments ranging from 7 days to just over a month, AU Small Finance Bank offers a competitive interest rate of 3.75%.
This option provides flexibility for individuals seeking a quick return on their investment.
1 Month 16 Days to 3 Months: 4.25%
Investors looking for slightly longer-term options can opt for a fixed deposit tenure of 1 month 16 days to 3 months, which offers an interest rate of 4.25%.
This tenure strikes a balance between short-term liquidity needs and higher returns.
3 Months 1 Day to 6 Months: 5.00%
 AU Small Finance Bank provides a favorable interest rate of 5.00% for fixed deposits held between 3 months 1 day to 6 months.
This period suits investors seeking moderate returns over a relatively short period.
6 Months 1 Day to 12 Months: 6.75%
 Investors looking for a mid-term investment option can consider locking their funds for a tenure of 6 months 1 day to 12 months, which offers an attractive interest rate of 6.75%.
This tenure provides a balance between risk and returns.
12 Months 1 Day to 15 Months: 7.75%
For those willing to commit their funds for a slightly longer duration, AU Small Finance Bank offers an enticing interest rate of 7.75% for fixed deposits held between 12 months 1 day to 15 months.
This tenure provides higher returns while maintaining liquidity.
15 Months 1 Day to less than 18 Months: 7.50%
 Investors seeking stability and steady returns can opt for this tenure, offering an interest rate of 7.50%.
With a duration slightly over 15 months, this option ensures decent returns with relatively low risk.
18 Months: 8.00%
 AU Small Finance Bank offers an attractive interest rate of 8.00% for fixed deposits held for precisely 18 months.
This option provides higher returns, making it ideal for investors looking for a medium-term investment with substantial growth potential.
18 Months 1 Day to 24 Months: 7.75%
For investors seeking slightly longer-term options, this tenure offers an interest rate of 7.75%. With a duration extending beyond 18 months, this option provides competitive returns while maintaining flexibility.
24 Months 1 Day to 36 Months: 7.50%
AU Small Finance Bank provides an interest rate of 7.50% for fixed deposits held between 24 months 1 day to 36 months.
This option caters to investors seeking stable returns over a medium to long-term horizon.
36 Months 1 Day to 45 Months: 7.50%
Investors looking for a longer-term investment horizon can consider this tenure, offering an interest rate of 7.50%.
With a duration extending beyond three years, this option provides the potential for significant growth.
45 Months 1 Day to less than 60 Months: 7.25%
For those willing to commit their funds for an extended period, AU Small Finance Bank offers an interest rate of 7.25% for fixed deposits held between 45 months 1 day to less than 60 months.
This tenure provides stability and higher returns over the long term.
60 Months to 120 Months: 7.25%
The longest tenure offered by AU Small Finance Bank provides an interest rate of 7.25% for fixed deposits held between 60 months to 120 months.
This option is ideal for investors seeking steady returns and long-term financial security.
Note: These rates are applicable for fixed deposits less than INR 2 Crore.
AU SMALL FINANCE BANK FD RATES FOR Â NON-CALLABLE RATES FOR RETAIL FIXED DEPOSITS OF INR >=1 CRORE TO < 2 CRORE*
Applicable Interest Rates on Fixed Deposits w.e.f. 24th January, 2024
| Tenure Bucket | ROI |
| 12 Months 1 Day – 15 Months | 7.85% |
| 15 Months 1 Day – less than 18 Months | 7.60% |
| 18 Months | 8.10% |
| 18 Months 1 Day – 24 Months | 7.85% |
| 24 Months 1 Day – 36 Months | 7.60% |
AU SMALL FINANCE BANK FD RATES FOR Â SENIOR CITIZEN (FOR AMOUNTS LESS THAN INR 2 CRORE)*
Applicable Interest Rates on Fixed Deposits w.e.f. 24th January, 2024
| Tenure Bucket | Interest Rates |
| 7 Days to 1 Month 15 Days | 4.25% |
| 1 Month 16 Days to 3 Months | 4.75% |
| 3 Months 1 Day to 6 Months | 5.50% |
| 6 Months 1 Day to 12Â Months | 7.25% |
| 12 Months 1 Day to 15 Months | 8.25% |
| 15 Months 1 Day to less than 18 Months | 8.00% |
| 18 Months | 8.50% |
| 18 Months 1 Day to 24 Months | 8.25% |
| 24 Months 1 Day to 36 Months | 8.00% |
| 36 Months 1 Day to 45 Months | 8.00% |
| 45 Months 1 Day to less than 60 Months | 7.75% |
| 60 Months to 120 Months | 7.75% |
* Only resident Indian Senior Citizen customers, having a banking relationship with AU Small Finance Bank are eligible for the above mentioned rates
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AU SMALL FINANCE BANK FD RATES FOR Â DOMESTIC & NRE**/NRO RETAIL MONTHLY PAYOUT FIXED DEPOSITS (FOR AMOUNTS LESS THAN INR 2 CRORE)
Applicable Interest Rates on Fixed Deposits w.e.f. 24th January, 2024
| Tenure Bucket | Resident / NRE / NRO Interest Rates for Monthly payout p.a.(%) |
| 7 Days to 1 Month 15 Days | – |
| 1 Month 16 Days to 3 Months | – |
| 3 Month 1 Day to 6 Months | 4.98% |
| 6 Months 1 Day to 12 Months | 6.71% |
| 12 Months 1 Day to less than 15 Months | 7.70% |
| 15 Months 1 Day to less than 18 Months | 7.45% |
| 18 Months | 7.95% |
| 18 Months 1 Day to 24 Months | 7.70% |
| 24 Months 1 Day to 36 Months | 7.45% |
| 36 Months 1 Day to 45 Months | 7.45% |
| 45 Months 1 Day to less than 60 Months | 7.21% |
| 60 Months to 120 Months | 7.21% |