In this article we will provide full information related to KOTAK MOJO PLATINUM CREDIT CARD. You can say hello to the Kotak Mojo Platinum Credit Card – your new partner in making your purchases even more rewarding! This credit card, offered by Kotak Mahindra Bank, is designed to make your life better with travel perks, rewards, and special benefits.
Every time you use the card for shopping, you earn reward points that you can use later for exciting goodies. To get the card, there’s a Rs. 1,000 joining fee. With the Kotak Mojo Platinum Credit Card, you can enjoy a bunch of cool things that add value to your everyday spending. Whether you like traveling or just want rewards when you shop, this card has your back. Collect those reward points and make the most out of your spending!
FEATURES OF THE MOJO PLATINUM CREDIT CARD
Getting Mojo Points for Spending: For every Rs. 100 you spend online, you get 2.5 Mojo points. And for other retail purchases (not including fuel and cash withdrawals), you earn 1 Mojo point for every Rs. 100 you spend. These Mojo points are good for 2 years from when you earn them.
Milestone Surprise: If you spend Rs. 75,000 in a quarter, you get a special gift of 2500 Mojo points. This special gift is for the first year of having the card.
Free Airport Lounge Access: You get 8 free visits to Dream Folks Airport Lounges in India (both Domestic and International terminals) every year. You can use 2 lounge visits in each quarter.
Joining and Annual Fees Waiver: Spend Rs. 30,000 within the first 90 days of getting the card, and the Rs. 1,000 joining fee is waived. If you spend Rs. 1 lakh in a year, you won’t have to pay the annual fees.
Fuel and Railway Charge Benefits: Save on fuel charges with a 1% waiver for transactions between Rs. 500 and Rs. 3,000. You can save up to Rs. 3,500 on fuel charges in a year. You also get discounts on railway surcharges – 1.8% for online bookings and 2.5% at Indian Railways Booking Counters. The maximum you can save on railway charges in a year is Rs. 500.
Quick Customer Support: Reach customer support easily by sending an SMS “KASSIST” to 5676788, and they’ll call you back within two hours. You can also get your monthly dues picked up for free.
Extra Card Benefits: Your extra card gets all the same advantages as the main credit card. You can set a spending limit for the extra card and track its spending separately.
Safe Transactions: The card has a special chip for added security. You need a 6digit PIN for transactions, making it safer.
KOTAK MOJO PLATINUM CREDIT CARD REWARDS
Welcome to Kotak Rewards, a program that makes managing your reward points easy. Use your points for:
Recharging your mobile phone.
Shopping from a huge selection of over 10,000 products.
Getting e vouchers from popular brands.
Enjoying movies with Book My Show vouchers.
Planning your travels with travel related benefits.
MOJO PLATINUM CREDIT CARD MILESTONE PROGRAM
If you want even more rewards, we’ve got something special for you. With the Milestone Program, you can earn 2500 extra reward points in your first year by spending Rs. 75,000 or more in a quarter.
USING VISA PAYWAVE: QUICK AND SECURE SHOPPING
Experience the magic of Visa payWave – a faster way to shop. Just wave your card for purchases up to Rs. 5000, no need to remember your PIN.
Eligibility for the Mojo Platinum Credit Card: Who Can Get It
Primary Card Holder:
Age: Between 21 and 65 years old.
Location: Living in select cities.
Income: Earning Rs. 4 lakh or more per year.
Citizenship: Indian resident.
Add On Card Holder:
Age: 18 years or older.
Location: Living in select cities.
Income: Primary cardholder’s income counts.
Fees and Charges of the Mojo Platinum Credit Card: What to Expect
Joining Fee: Rs. 1000.
Annual Fee – First Year: Rs. 1000 (waived if you spend Rs. 30,000 in the first 90 days).
Annual Fee – Second Year: Rs. 1000 (waived if you spend Rs. 1,00,000 or more).
Extra Card Fee: Rs. 299 per additional card.
Interest Charges: 3.5% per month (equals an annual rate of 42%).
Minimum Amount Due: 5% or 10% of the total amount due.
Cash Withdrawal and Other Transaction Fee: Rs. 300 for each Rs. 10,000 or part thereof.
Late Payment Charges: Varies based on the outstanding amount.
Over Limit Charge: Rs. 500.
Cheque Bounce Charges: Rs. 500.
Foreign Currency Mark Up: 3.5%.
Railway Booking Surcharge: No extra charges.
Fuel Surcharge: No additional surcharge.
Cash Payment at Bank Fee: Rs. 100.
Reissue/Replacement Card Fee: Rs. 100.
ATM Use Charges: No extra charges.
Balance Check at Other Bank ATMs: No charges.
Duplicate Statement Request Fee: No charges.
Web Pay Service Fee: No charges.
ARE YOU READY TO BEGIN YOUR MOJO PLATINUM CREDIT CARD JOURNEY?
The Kotak Mojo Platinum Credit Card is your key to unlocking a world of rewards, benefits, and security. It’s time to make your spending more exciting, your transactions more secure, and your life more magical. Start your journey today!
FAQs
Minimum income criteria for Mojo Platinum credit card Holder is 4 Lakhs Minimum limit or income requirement of Mojo credit card is 4 Lakhs. Yes, Kotak Mojo card have lounge access.What is income criteria for Mojo Platinum credit card Holder?
What is the minimum limit of Mojo credit card?
Does Kotak Mojo card have lounge access?
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