ICICI BANK GRID NUMBER (2023)

Dear Readers welcome to Finance Diary, in this article we will provide the information related to the ICICI Bank Grid Number. If you are an account holder with ICICI Bank, you are likely encountered the term “Grid Number” and doubted about its significance.

This article we provide the information related to all aspects of the Grid Number and its role in ICICI Bank’s Internet and Mobile Banking.

 WHAT IS THE GRID NUMBER ON ICICI DEBIT CARD?

The Grid Number on an ICICI Debit Card is a pivotal security feature designed to fortify the safety of online transactions. It consists of a set of 16 alphabet-number pairs, where each alphabet corresponds to a unique two-digit number.

During an online transaction, the system prompts the user to enter three randomly selected alphabet-related numbers from this set. The transaction concludes successfully only when these numbers are input correctly. This extra layer of security significantly enhances the protection of online transactions for ICICI Bank customers.

HOW TO FIND YOUR ICICI DEBIT CARD GRID NUMBER

Finding your ICICI Debit Card Grid Number is easy! Follow these steps:

Choose Net Banking

Select net banking as your payment mode and fill in your net banking credentials.  

Submit Your Details

After entering all the necessary details, you need to click on the submit button. Then it will  be directed to a secure payment page.

 Locate the Grid on Your Debit Card

  Flip your debit card and find the grid below the signature panel. You will see three alphabets on the payment page. Match each alphabet to its corresponding number on the grid and enter them in the provided input box.  

Verify and Submit

It is important to enter the correct numbers for the alphabets to complete the security check. Once done, click on submit, and your transaction will be successfully processed.  

Remember, the Grid Number is an extra layer of security provided by ICICI Bank. Keep your debit card details confidential to prevent any unauthorized transactions.  

LOCATING THE ICICI DEBIT CARD GRID NUMBER

  To find the Grid Number on your ICICI Debit Card, flip the card to its backside. Positioned below the CVV and the signature area, you will spot the Grid Number. This placement ensures that the Grid Number is accessible yet discreetly located for security purposes.  

RETRIEVING ICICI DEBIT CARD GRID NUMBER WITHOUT THE CARD

  The Grid Number on an ICICI Debit Card is exclusively printed on the physical card itself. There is no alternative method to retrieve it without possessing the card physically. However, for emergencies, a savvy workaround is to upload a photo of your card to the Digi Locker website or app, ensuring digital accessibility when needed.  

OBTAINING ICICI DEBIT CARD GRID NUMBER VIA IMOBILE APP

  If you are seeking the Grid Number through the iMobile App, you are in for a revelation. The Grid Number is not accessible through the iMobile App; it remains exclusively on the physical ICICI Debit Card. This careful measure ensures that sensitive information is kept secure and is only accessible when needed during a transaction.  

ONLINE RETRIEVAL OF ICICI DEBIT CARD GRID NUMBER

  For those exploring online options, ICICI Bank, as of now, does not provide an online method to retrieve the Debit Card Grid Number. The only reliable source for accessing the Grid Number is the physical ICICI Debit Card itself. This stringent control over access adds another layer of security to the sensitive information.  

VIEWING THE BACKSIDE OF ICICI VIRTUAL DEBIT CARD

  In the search of locating the Grid Number during online transactions, some users might consider using the Virtual Debit Card offered through ICICI Bank internet banking or mobile banking services. However, it’s crucial to note that the backside of the ICICI Virtual Debit Card cannot be viewed. It remains devoid of any information, including the elusive Grid Number.  

Video credit: Current Technique 

CONCLUSION

The Grid Number assumes a critical role in fortifying the security of online transactions for ICICI Bank customers. The complexity of its design, with 16 digit alphabet-numbers requires the input of three pairs for each transaction, adding an invaluable layer of protection.

While physically present on the ICICI Debit Card, a proactive approach to upload a photo on Digi Locker provides a digital backup for emergencies.  As technology advances, ICICI Bank remains committed to ensuring the confidentiality of the Grid Number, underscoring its pivotal role in securing digital financial interactions.

 

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