In this article we will provide the information related to the PNB Unclaimed Deposits List. The PNB Unclaimed Deposits List is a compilation of accounts in Punjab National Bank that have been dormant or inactive for an extended period.
These accounts belong to customers who have not conducted any transactions or accessed their funds for over 10 years. The reasons for unclaimed deposits range from forgotten accounts to lost passbooks or accounts of deceased individuals without proper succession details.
To address this issue, PNB regularly publishes the Unclaimed Deposits List on its official website. The primary goal is to raise awareness among customers and rightful beneficiaries so they can claim their funds.
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WHAT ARE UNCLAIMED DEPOSITS?
Unclaimed deposits are funds left untouched in bank accounts for a period exceeding 10 years. PNB has recently released the PNB Unclaimed Deposits List, which includes the names of account holders with inactive accounts.
It is crucial for individuals to check if their names appear on this list. If they do, following the necessary procedures and providing valid documentation is essential to claim the deposits.
PURPOSE AND BENEFITS OF THE LIST
Financial Literacy Promotion:
The publication of the Unclaimed Deposits List serves to promote financial literacy and awareness among depositors.
By making this information accessible, PNB encourages individuals to check the status of their accounts and take appropriate action.
Utilization of Unclaimed Funds:
Unclaimed deposits can be put to productive use when claimed by the rightful owners.
This benefits both the account holders and the bank, ensuring that funds are not left dormant but are actively contributing to the economy.
KEY DETAILS ABOUT PNB UNCLAIMED DEPOSITS LIST
Bank Name: Punjab National Bank
Article: PNB Unclaimed Deposits List
Purpose: Promoting financial literacy and awareness among depositors
Benefit: Unclaimed deposits will be put to productive use
Total Amount Transferred: ₹13,274 crore
Also read: SBI Unclaimed Deposits List
 HOW TO CHECK PNB UNCLAIMED DEPOSITS LIST
- Visit the official website: Navigate to [PNB’s official website](https://www.pnbindia.in).
- Access customer care section: Go to the customer care section and find the link for inoperative accounts.
- Direct link: Alternatively, you can use the direct link [https://www.pnbindia.in/inoperactive-
accounts.aspx]
- Enter details:
Input your Name, Address/City Name, and the image code. Click on the “Go” button.
- Visit the PNB branch:
If your name appears on the list, visit the PNB branch where you have the account.
Submit the “Claim Form” with all required details, your signature, and relevant documents like passbook, deposit receipts, recent photographs, and a valid identity proof.
- Processing and payment:
The PNB branch will process the application for the payment of unclaimed deposit after due diligence and KYC compliance.
By following these steps, individuals can proactively check and claim any unclaimed deposits, contributing to their financial well-being and ensuring the efficient utilization of dormant funds.