In this article we will provide the information about Capital Small Finance Bank Timings. When it comes to managing your banking affairs, understanding the operational timings of your financial institution is paramount.

Capital Small Finance Bank stands as a beacon of convenience and efficiency in this realm. Let’s delve into the comprehensive details of their operating hours and services that cater to your financial needs seamlessly.

Timings on Weekdays (Monday to Friday)10:00 a.m. to 05:00 p.m.
Timings on Saturdays10:00 a.m. to 05:00 p.m.
Bank Office Timings on 2nd and 4th SaturdaysCLOSED
Bank Office Timings on SundaysCLOSED
Bank Lunch Timings1:00 p.m to 2:00 pm
IMPS/UPI Transfer TimingsIMPS/UPI Services available for 24×7 through Mobile banking.
NEFT Transfer Timings10:00 a.m. to 04:00 p.m.
RTGS Transfer Timings 10:00 a.m. to 04:00 p.m.

1. Embracing Accessibility: Weekday and Saturday Timings

Capital Small Finance Bank believes in accommodating the dynamic lifestyles of its customers. From Monday through Friday, the bank opens its doors at a brisk 10:00 a.m., allowing you to kickstart your day with your banking tasks.

This window of accessibility persists until 05:00 p.m., granting you ample time to manage your financial matters without disrupting your daily routine.

Even on Saturdays, the bank echoes the same rhythm of accessibility, functioning from 10:00 a.m. to 05:00 p.m.

This extended service on weekends aligns with the modern customer’s need for flexibility and ensures that your financial concerns are addressed even on your off days.

2. A Moment of Respite: 2nd and 4th Saturdays

While Capital Small Finance Bank champions customer convenience, it also respects the importance of rest. On the 2nd and 4th Saturdays of the month, the bank takes a well-deserved break, allowing its employees to recharge.

During these Saturdays, the bank’s physical branches remain closed, ushering in a brief pause in the relentless rhythm of banking.

3. Silence on Sundays: A Day of Rest

Just as the week is punctuated with moments of respite, Sundays stand as a quiet interlude.

Capital Small Finance Bank keeps its doors closed on Sundays, enabling its staff and customers alike to revel in a day of relaxation and reflection.

4. Midday Breather: Bank Lunch Timings

The bank also ensures that its employees have a dedicated lunchtime. From 1:00 p.m. to 2:00 p.m., the bank pauses its services, allowing its staff to enjoy a nourishing meal and return rejuvenated to cater to your financial needs.

5.  IMPS/UPI and NEFT/RTGS Transfers

In this era of digital empowerment, Capital Small Finance Bank understands the importance of uninterrupted services.

IMPS and UPI transfers are available round the clock, 24/7, through the convenience of mobile banking. This ensures that your funds can move swiftly and seamlessly whenever the need arises.

For NEFT and RTGS transfers, the bank adheres to a schedule that mirrors its branch timings. From 10:00 a.m. to 04:00 p.m., you can initiate these transfers, securing the efficient movement of your funds during the bank’s active hours.

6. Evolution and Expansion: Capital Small Finance Bank’s Journey

Capital Small Finance Bank’s journey has been one of remarkable transformation and growth. Emerging as India’s first Small Finance Bank on April 24, 2016, it carried the torch of modern banking into rural areas, thus bringing financial empowerment to underserved communities.

From its roots as Capital Local Area Bank, the transition to a Small Finance Bank was pivotal. The bank’s commitment to serving the common person, coupled with its local touch, bestowed it with a competitive advantage over its peers. This commitment was evident in its introduction of 7-Day branch banking with extended hours—a move that immediately resonated with its diverse customer base.

The bank’s unyielding focus on fostering financial inclusion and catering to the local community translated into tangible achievements. As the bank crossed the threshold to become a Small Finance Bank, its branch count surged. It established a formidable presence in Punjab and unfurled its wings to encompass Delhi, Haryana, Rajasthan, Himachal Pradesh, and Chandigarh.


Capital Small Finance Bank’s array of services epitomizes the convergence of convenience and technology. Uninterrupted banking hours from Monday to Saturday, punctuated by brief Saturday and Sunday respites, ensure that your banking needs are met within your schedule.

The bank’s dedication to digital accessibility shines through its IMPS/UPI services available 24/7. Additionally, NEFT and RTGS transfers adhere to a timetable mirroring the bank’s operating hours.

Pioneering Excellence: Capital Small Finance Bank’s Achievements

Beyond its operational excellence, Capital Small Finance Bank boasts a string of accomplishments that underscore its impact:

– A trailblazer in bringing modern banking to rural areas cost-effectively.

– A driving force behind financial inclusion in rural and semi-urban pockets.

– An agent of banking services penetration into previously unbanked rural villages.

– A holistic financial hub for customers seeking multifaceted services.

– A catalyst for economic development in its served regions.

– Demonstrating impressive growth with an average business per branch of Rs. 48 Crores.

– Acknowledged with the ‘ICAI Award for Excellence in Financial Reporting’ consecutively.

– Honored as one of India’s top 100 companies to work for, for five successive years.


Capital Small Finance Bank stands as a beacon of convenience, efficiency, and inclusivity in the realm of banking. With its unwavering commitment to catering to diverse customer needs, this institution seamlessly blends modernity and tradition to offer you a comprehensive suite of financial services.

Whether you’re exploring the digital frontier or seeking personalized assistance at its branches, Capital Small Finance Bank ensures that your financial journey is smooth, accommodating, and empowering.







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