In this article we will provide the information related to Equitas Small Finance Bank timings, it is your reliable partner in the financial landscape. Established in 1993, Equitas Small Finance Bank has made remarkable strides since then. Situated in Chennai, it proudly holds the title of India’s largest small finance bank for the fiscal year 2019. Furthermore, it ranks as the second-largest financial institution in terms of managed assets and total deposits.
Distinguishing itself from other micro-finance organizations, Equitas Small Finance Bank has diligently expanded its loan portfolio while reducing reliance on micro-finance companies. Our primary focus is on serving both major and underserved customers. We are committed to offering a wide array of banking and financial products and services to cater to diverse needs.
OPERATING HOURS FOR SEAMLESS BANKING
DAY BUSINESS HOURS
Timings on Weekdays (Monday to Friday) 10:00 a.m. to 04:30 p.m.
Timings on Saturdays 10:00 a.m. to 04:30 p.m.
Bank Office Timings on 2nd and 4th Saturdays CLOSED
Bank Office Timings on Sundays CLOSED
Bank Lunch Timings 1:00 p.m to 2:00 pm
IMPS/UPI Transfer Timings IMPS/UPI Services available for 24×7 through Mobile banking.
NEFT Transfer Timings 10:00 a.m. to 04:30 p.m.
RTGS Transfer Timings 10:00 a.m. to 04:30 p.m.
We understand the importance of your time and offer flexible banking hours for your convenience. Our operating hours on weekdays (Monday to Friday) are from 10:00 a.m. to 04:00 p.m. For your Saturday banking needs (except 2nd and 4th Saturdays), we are open from 10:00 a.m. to 04:00 p.m. However, on 2nd and 4th Saturdays, we remain closed. Sundays are observed as weekly holidays, ensuring that our team is refreshed and ready to serve you better.
LUNCH BREAK CONSIDERATIONS
Our team values efficiency without compromising on customer service. Our lunch break usually falls between 01:00 p.m. and 02:00 p.m. However, we ensure that even during this period, our staff remains available to assist customers who visit our branches, acknowledging the importance of your time.
SEAMLESS FUND TRANSFERS
Bank is offering hassle-free fund transfer options to meet your varying needs:
IMPS/UPI Transfers: Our IMPS/UPI services are available 24/7, ensuring that your money moves swiftly whenever you need it.
NEFT Transfers: Our Interbank Electronic Fund Transfer (NEFT) services are accessible round the clock for mobile and internet banking users. For branch transactions, the timings are 10:00 AM to 4:30 PM.
RTGS Transfers: Real-Time Gross Settlement (RTGS) transactions follow the schedule specified by the Reserve Bank of India. Mobile and internet banking users can avail these services from 7:30 AM to 4:45 PM, while branch timings are from 10:00 AM to 3:30 PM.
TIMINGS FOR NEFT, RTGS, AND IMPS (BANK WORKING DAYS)
For your convenience, here are the timings for various channels:
Corporate Internet Banking Hours
Our corporate internet banking services are tailored to meet your specific requirements:
NEFT: Transactions are processed as per the holiday calendar and working hours (8:00 AM to 6:30 PM).
RTGS: Enjoy the convenience of 24 x 7 x 365 RTGS services.
MULTI NEFT: These transactions align with the holiday calendar and working hours (8:00 AM to 6:30 PM).
MULTI RTGS: Similar to MULTI NEFT, MULTI RTGS services are available 24 x 7 x 365.
GST NEFT: Transactions follow the holiday calendar and working hours (8:00 AM to 6:30 PM).
GST RTGS: Enjoy the seamless availability of GST RTGS services 24 x 7 x 365.
BULK NEFT: Transactions are processed in accordance with the holiday calendar and working hours (8:00 AM to 6:30 PM).
BULK RTGS: BULK RTGS services are available as per the holiday calendar and working hours (7:00 AM to 6:00 PM).
IMPORTANT NOTES
For corporate internet banking, ensure the completion of final level authorization before the cut-off time.
Transactions authorized after the cut-off time will be processed on the next working day, subject to fund availability.
Charges and transaction limits are applicable based on account type.
EQUITAS COMPREHENSIVE RANGE OF SERVICES
At Equitas, they provide an assortment of financial solutions tailored to your unique circumstances. Our offerings encompass micro-finance loans that promote financial inclusion, housing finance, vehicle finance, and MSE finance. The products we deliver are carefully crafted to align with your income status, available guarantees, and business characteristics. To cater to your banking convenience, we present a suite of services including current accounts, savings accounts, salary accounts, other deposit accounts, mutual fund products, ATM-cum-debit cards, third-party insurance, and FASTag issuance.
EXTENSIVE DISTRIBUTION NETWORK
As of September 30, 2019, our reach is unparalleled among Small Financial Banks (SFBs). We boast an expansive distribution network comprising 853 branches and 322 ATMs spread across 15 states and union regions in India. This extensive presence ensures that our services are within easy reach for all our valued customers.
KEY LEADERSHIP PERSONNEL
Arun Ramanathan assumes the role of Non-Executive Independent Director and Part-time Chairman of Equitas Small Finance Bank. Leading our team is Vasudevan Pathangi Narasimhan, the CEO and MD who drives our vision and growth.
CONCLUSION
At Equitas Small Finance Bank, they prioritize your financial needs and convenience. Their dedicated team is committed to providing you with exceptional services and a seamless banking experience.
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