Dear readers! Are you excited to know all about Rupeek Gold Loan? Well, you have come to the right place because this article provides you with all the details and amazing benefits of Rupeek Gold Loan. Rest assured, the information provided is derived from Rupeek’s official website and several credible sources, ensuring a comprehensive understanding of Rupeek Gold Loan.


Rupeek is India’s leading digital lending fintech platform specializing in asset-backed online gold loans. Our mission is to ensure every Indian has access to credit. Founded by Sumit Maniyar, an IIT alumnus, and backed by esteemed investment partners like Bertelsmann, Sequoia Capital, GGV, and Accel Partners, Rupeek offers convenient and low-interest online gold loans from the comfort of your home. Our 4-step gold loan process is designed to provide a safe, personalized, and stress-free experience. With our affordable schemes, we make it easier for customers to meet their financial needs by leveraging their gold assets.


Rupeek takes pride in having assisted more than 500,000 customers across 60+ cities in India. As an asset-backed online gold loan company, we prioritize customer support and ensure secure pick-up and delivery of valuables. By leveraging advanced credit evaluation tools, we provide the lowest interest rates in the market. Our streamlined operations and precise assessments have revolutionized the gold mortgage industry in India.


Applying for a Rupeek Gold Loan is a simple process that can be completed in a few easy steps:

1. Visit the official website of Rupeek to begin the application process.

2. Register as a borrower and provide details about the gold ornaments you wish to mortgage.

3. Once your loan request is received, a loan officer will be sent to your address within 30 minutes.

4. The loan officer will verify the gold and provide you with a quote.

5. Upon successful verification and approval, the approved loan amount will be directly transferred to your bank account.

6. Please note that a gold loan can be obtained by presenting your Aadhaar Card as the primary identification document.

7. For more information about the application process, you can contact the Rupeek customer care number.


To be eligible for a Rupeek Gold Loan, you need to fulfill the following criteria:

1. The applicant must not be a minor.

2. The applicant should be at least 18 years old or above.

3. The gold ornaments to be mortgaged should have a purity of 18 karat or above.

4. Only ornaments or jewelry can be pledged as collateral for the loan.

5. The loan amount will be calculated based on the quality, purity, and weight of the pledged gold.


1. Identity proof (any one of the following):

– Aadhar card

– Driving license

– PAN card

– Voter’s ID

– Passport

– Job card from NREGA

2. Address proof (any one of the following):

– Utility bills (such as phone bill, gas bill, or water bill)

– Lease agreement of the local address

– Aadhar card

– Driving license

– PAN card

– Voter’s ID

– Passport

– Job card from NREGA


At Rupeek, our focus is on making valuable credit accessible to everyone. We achieve this by offering zero processing fees, lower interest rates, higher loan-to-value ratios, on-demand pickup and return of valuables, and transparent pricing without hidden charges. We believe in giving you maximum control over your loan. With our commitment to fairness and innovation, we provide the best gold loan solutions online.

Enjoy Low Interest Rates from the Comfort of Your Home at Rupeek

One of our unique advantages is our hybrid-branch model, which allows us to offer the lowest interest rates in the market. Through partnerships with trusted banks, we securely store your gold at our branches across India. By eliminating the need for separate private branches, we save costs and pass those savings on to you in the form of lower interest rates.

Rupeek: Technology, Safety, and Logistics Expertise

With best-in-class technology and a robust logistics process, we process 3 tonnes of gold every month without any incidents. We prioritize the security of your gold by storing it in secure partner bank vaults. Additionally, we provide 100% free door-to-door insurance for every gold loan, ensuring peace of mind for our customers.

Rupeek Constantly Innovating for India

Rupeek has been a pioneer in the gold loan industry, introducing the concept of doorstep gold loans in India. This innovation has allowed millions of Indians to access loans against their gold assets from the comfort of their homes. Our commitment to innovation and customer-centric services has been recognized, and we are proud to be recognized as “India’s Fastest Growing Financial Technology Company” by Deloitte.


– Founded: 2015

– Location: Bengaluru, India

– Company Stage: Series E

– Total Funding: $164 million

– Latest Funding Round: $16 million, Series E, July 18, 2022

– Competitive Performance: Ranked 25th among 956 competitors

– Valuation: $618 million as of July 18, 2022

– Employee Count: 1,138 as of January 31, 2023


Why choose Rupeek’s gold loan schemes? Our aim is to provide convenience and a worry-free gold loan experience. We offer flexible solutions and tenures at affordable rates. Many satisfied customers have transferred their gold loans to us to enjoy higher loan amounts, lower interest rates, flexible repayment options, and our unique doorstep and online services, which simplify their lives.

1. Rupeek Regular Gold Loan Schemes

Rupeek regular gold loan schemes offer various benefits, including high-value, max value, and max value+ solutions. Repayments are flexible, starting at interest rates as low as 0.89% for loan amounts above 5 lakhs. We offer flexible repayments, giving you peace of mind.

2. Rupeek No Tension Gold Loan Schemes

Rupeek no tension gold loan schemes provide a fixed interest rate throughout the loan tenure. This ensures interest rebates and gives you the flexibility to make payments anytime within the tenure, without any worries. Our gold loan schemes come with 100% insurance coverage for your ornaments and jewellery.


To select the right gold loan scheme for your needs, use the Rupeek gold loan calculator. Customers can input their desired loan amount or the per gram rate to view available gold loan schemes. The calculator will display schemes based on interest rates, per gram rates, and payment options. It will also mention the weight and purity requirements for each scheme.


Rupeek offers various gold loan schemes tailored to your needs. Our value schemes range from high value to maximum value, ensuring you receive a fair price for your gold’s worth. With higher loan amounts, you can confidently meet your financial requirements. To explore all the gold loan schemes available at Rupeek, visit our gold loan application page or download our app to schedule an appointment with one of our loan managers.


Rupeek is here to assist you. For any queries, complaints, or feedback, feel free to reach out to us at:

– Phone: 1800 419 8000

– Email:


In conclusion, Rupeek is committed to providing convenient online gold loans across India. With our customer-centric approach, low interest rates, secure processes, and innovative solutions, we aim to make the gold loan experience safe, hassle-free, and accessible to all. Choose Rupeek for a reliable, transparent, and rewarding gold loan experience. If you have any queries regarding this article, kindly comment below.


1. What is Rupeek Gold Loan?

Rupeek Gold Loan is a convenient financial solution where you can secure a loan by pledging your gold jewelry or ornaments as collateral.

2. How does Rupeek Gold Loan work?

With Rupeek Gold Loan, a representative will visit your home to assess the value of your gold and provide you with a loan amount based on its worth. The loan amount will be disbursed directly to your bank account.

3. What is the eligibility criteria for Rupeek Gold Loan?

To be eligible for Rupeek Gold Loan, you need to be a minimum of 18 years old and possess gold jewellery or ornaments that meet the purity standards set by Rupeek.

4. How much loan amount can I get against my gold?

The loan amount you can get against your gold depends on its value. Rupeek offers loan amounts ranging from a few thousand rupees to lakhs, depending on the worth of your gold.

5. What are the interest rates for Rupeek Gold Loan?

Rupeek offers competitive interest rates starting from as low as 0.89% per month. The interest rates may vary based on factors such as the loan amount, tenure, and prevailing market conditions.

6. How long is the repayment tenure for Rupeek Gold Loan?

Rupeek provides flexible repayment tenure options, ranging from a few months to a few years. You can choose a tenure that suits your repayment capabilities and financial goals.




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